Banker Ant

Sue Lightning

Balconyster
A2A240F9-6236-45CC-88B3-30A5F5AD51AF.jpeg

Thats now how it works, stupid. Banks do have very little cash but the way it works is through overnight lending. Banks lend to other banks charging interest on the money lent. Why do banks need this lent money? The Federal Reserve has a mandatory reserve limit meaning everyday there’s a calculation of the minimum amount of money the bank has to have in reserves to meet any of the days loans, withdraws, deposits, etc. So banks that are short of this minimum amount will borrow from a bank with more than necessary with interest. The interest calculated is that of the overnight Federal Funds rate.

In no way is this a pyramid scheme. As far as what i know, SBV suffered major losses not because of wokeness or some Madoff shit. It’s because they experienced a bank run that had 40 billion dollars in withdraws. I understand the bank had 200 billion in assets at the time of it’s failure, but theres no way thats the average person pulling out their money. Thats the Silicon Valley part of the name, and the big investors pulled a rug pull.

So SBV obviously goes to another bank and needs to borrow 40 billion dollars to cover the withdraws. Even a bank can’t just ask for a loan like that without there being some question of them being able to back that. Yes. 200 Billion in assets. But as we all saw they were gone in 3 days so anyone who even gave them double that loan would probably have been out of it. There’s literally no way the bank would have survived. Now the Fed “bails” them out with their emergency money (that isn’t coming from the taxpayers) with all deposits of any amount allowed to be pulled out for customers and the shareholders of the bank fucked. (Previously the FDIC only covered accounts up to 250,000$ but the Fed has taken control of both SBV and Signature in order to make sure customers of any amount get their money.) After this the company will no longer exist. A not even 40 year old bank tried to become big. It managed to become huge. It failed. i really don’t see what part of this is a pyramid scheme. Fucking retard.
 

Missy's Mangled Handster

BBJ Lover
View attachment 101045
Thats now how it works, stupid. Banks do have very little cash but the way it works is through overnight lending. Banks lend to other banks charging interest on the money lent. Why do banks need this lent money? The Federal Reserve has a mandatory reserve limit meaning everyday there’s a calculation of the minimum amount of money the bank has to have in reserves to meet any of the days loans, withdraws, deposits, etc. So banks that are short of this minimum amount will borrow from a bank with more than necessary with interest. The interest calculated is that of the overnight Federal Funds rate.

In no way is this a pyramid scheme. As far as what i know, SBV suffered major losses not because of wokeness or some Madoff shit. It’s because they experienced a bank run that had 40 billion dollars in withdraws. I understand the bank had 200 billion in assets at the time of it’s failure, but theres no way thats the average person pulling out their money. Thats the Silicon Valley part of the name, and the big investors pulled a rug pull.

So SBV obviously goes to another bank and needs to borrow 40 billion dollars to cover the withdraws. Even a bank can’t just ask for a loan like that without there being some question of them being able to back that. Yes. 200 Billion in assets. But as we all saw they were gone in 3 days so anyone who even gave them double that loan would probably have been out of it. There’s literally no way the bank would have survived. Now the Fed “bails” them out with their emergency money (that isn’t coming from the taxpayers) with all deposits of any amount allowed to be pulled out for customers and the shareholders of the bank fucked. (Previously the FDIC only covered accounts up to 250,000$ but the Fed has taken control of both SBV and Signature in order to make sure customers of any amount get their money.) After this the company will no longer exist. A not even 40 year old bank tried to become big. It managed to become huge. It failed. i really don’t see what part of this is a pyramid scheme. Fucking retard.
Tldr Jews
 

Sue Lightning

Balconyster
Like most, if not all, tweeting faggots, Nana believes he is an expert on all topics, and he has his glib, smug little tweets to prove it. In reality, though, Nana is a deeply closeted homosexual alcoholic who sticks various things in his anus for fun. Twitter is a cancer.
Ant and Pat are like polar opposites of a retard spectrum. Both are bloated alcoholics addicted to twitter. Both act like authority on every topic. Ant is a centrist republican who hates niggers. Pat is a centrist democrat who loves niggers. Ant regurgitates Fox talking points, Pat regurgitates CNN talking points. Both meet in the center over owning guns. Both are faggots.
 

EraGodless

View attachment 101045
Thats now how it works, stupid. Banks do have very little cash but the way it works is through overnight lending. Banks lend to other banks charging interest on the money lent. Why do banks need this lent money? The Federal Reserve has a mandatory reserve limit meaning everyday there’s a calculation of the minimum amount of money the bank has to have in reserves to meet any of the days loans, withdraws, deposits, etc. So banks that are short of this minimum amount will borrow from a bank with more than necessary with interest. The interest calculated is that of the overnight Federal Funds rate.

In no way is this a pyramid scheme. As far as what i know, SBV suffered major losses not because of wokeness or some Madoff shit. It’s because they experienced a bank run that had 40 billion dollars in withdraws. I understand the bank had 200 billion in assets at the time of it’s failure, but theres no way thats the average person pulling out their money. Thats the Silicon Valley part of the name, and the big investors pulled a rug pull.

So SBV obviously goes to another bank and needs to borrow 40 billion dollars to cover the withdraws. Even a bank can’t just ask for a loan like that without there being some question of them being able to back that. Yes. 200 Billion in assets. But as we all saw they were gone in 3 days so anyone who even gave them double that loan would probably have been out of it. There’s literally no way the bank would have survived. Now the Fed “bails” them out with their emergency money (that isn’t coming from the taxpayers) with all deposits of any amount allowed to be pulled out for customers and the shareholders of the bank fucked. (Previously the FDIC only covered accounts up to 250,000$ but the Fed has taken control of both SBV and Signature in order to make sure customers of any amount get their money.) After this the company will no longer exist. A not even 40 year old bank tried to become big. It managed to become huge. It failed. i really don’t see what part of this is a pyramid scheme. Fucking retard.
You pretty much learn about bank runs in elementary school or atleast by middle school- Ant's retarded is what I'm saying.
 

EraGodless

Ant and Pat are like polar opposites of a retard spectrum. Both are bloated alcoholics addicted to twitter. Both act like authority on every topic. Ant is a centrist republican who hates niggers. Pat is a centrist democrat who loves niggers. Ant regurgitates Fox talking points, Pat regurgitates CNN talking points. Both meet in the center over owning guns. Both are faggots.
I really think Pat hates niggers as well (also Jews).
 

Sue Lightning

Balconyster
I really think Pat hates niggers as well (also Jews).
I don’t think Pat hates niggers like Ant hates niggers. Ant is an uncompromising no grey thought racist. Pat just seems like an average racist white person. He doesn’t hate black people or have any predisposed conceptions about them but he’s probably said nigger / nigga once in his life, told a racist black joke, etc. Basically any of the “bland” racism that he would get kicked out of the SFWA for that he so desperately tries to cover up in his mind by being a retardedly vocal ally.
 
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